Articles by
Jeff Hamann
Janover's editorial director, Jeff Hamann, has written extensively about all things CRE since 2017. He previously worked as an editor for Commercial Property Executive and Multi-Housing News. Prior to his journalism experience, Jeff worked as a human resource analyst, a musician, a teacher, and a war-time conflict mediator across eight countries. He currently lives with his wife and two children in The Netherlands, where he's failing at learning Dutch while avidly training for his next marathon.
SBA 7(a) Loans vs. ROBS Financing: Using Retirement Funds for Business
Compare SBA 7(a) loans and ROBS financing to determine the best way to fund your business using retirement funds or government-backed loans.
SBA 7(a) Loans vs. Equipment Financing: Get Equipment the Smart Way
Explore the benefits and considerations of SBA 7(a) loans versus equipment financing to determine the best option for funding your business's equipment needs.
How Industry Experience Helps Small Business Buyers
Discover how your industry background can boost your chances of securing an SBA loan for a small business acquisition.
SBA 7(a) Loans vs. Angel Investors: Attracting Investors vs. Securing Loans
While there are some obvious differences — particularly around how much easier it is to get SBA financing — it's worth exploring how these two types of capital differ for your small business.
SBA 7(a) Loans vs. Business Credit Cards: Maximizing Financial Flexibility for Your Business
Explore the differences between SBA 7(a) loans and business credit cards to find the best financial solution for maximizing your business's flexibility and growth.
SBA 7(a) Loans vs. P2P Lending: the Pros and Cons of Peer Lending
Discover whether an SBA 7(a) loan or P2P lending is the best fit for your business, with real-world examples and a clear comparison of benefits and drawbacks.
SBA 7(a) Loans vs. Crowdfunding Platforms: Understanding Crowdsourced Financing
Explore the distinct benefits and considerations of SBA 7(a) loans and crowdfunding platforms to determine the best financing option for your small business.
SBA 7(a) Loans vs. Venture Capital: Evaluating Funding for Startups
Explore the nuances of SBA 7(a) loans and venture capital to make an informed decision that aligns with your startup's financial needs and growth strategy.
SBA 7(a) Loans vs. Personal Loans: Determine What's Right for Your Business
Explore the differences between SBA 7(a) loans and personal business loans to determine the best option for your small business with in-depth guidance.
SBA 7(a) Loans vs. Invoice Financing: Finding the Right Cash Flow Solution
Explore the differences between invoice financing and SBA 7(a) loans to determine the best cash flow solution for your business.
Merchant Cash Advances vs. SBA 7(a) Loans: Navigating Your Financing Choices
Compare merchant cash advances and SBA 7(a) loans to determine the best financing option for your business needs.
SBA 7(a) Case Study: Breathing Life Back Into a Landmark
Discover the unique journey of the Doctor Sax House's revival, showcasing Janover's innovative financing solutions and the power of thinking outside the traditional lending box.
The ‘Hidden’ Costs of SBA 7(a) Loans
It’s essential you know exactly what you need to pay for one of the strongest small business financing options out there.
Using Social Media to Elevate Your Business
For many small businesses, social media platforms offer a great way to grow and build brand awareness. Knowing how to use it is the key.
How to Write a Business Plan for an SBA 7(a) Loan
Learn to write a strong, coherent business plan. It is essential to getting approved for an SBA 7(a) loan.
Why 2023 Is the Right Time to Buy a Business
There are more opportunities to buy businesses today than ever before, and an SBA loan could help you achieve your goal with no money down.
How Major Financial Changes Can Impact Your SBA Loan Application
Explore the importance of financial stability during the SBA loan process, complete with actionable insights and a real-world case study.
20 Industries With the Best SBA 7(a) Track Records
We’ve analyzed data from the Small Business Administration to showcase which industries have the lowest levels of defaults and charge offs for SBA 7(a) loans.
Construction Project Documentation for SBA Loans: Your Comprehensive Guide
Using an SBA 7(a) loan for construction requires a lot of documentation. Use our comprehensive guide to understand exactly what to have on hand.
Complete Guide to Entity and Guarantor Documentation for SBA 7(a) Loans
It's essential to be prepared with updated and accurate documentation to close your SBA loan smoothly. Read our guide to find out exactly what you need to do.
Understanding Legal and Insurance Needs for SBA Loans
This comprehensive step-by-step guide helps you navigate and fulfill legal and insurance requirements for SBA financing.
Tackling Federal Tax Liabilities for a Smooth SBA Loan Close
Learn how to proactively address federal tax liabilities to secure your SBA loan with our guide.
Getting Life Insurance: Necessary for Your SBA Loan
Life insurance is typically required to get SBA financing. Explore our guide to understand everything you need to know.
Disclosing Assets Properly to Streamline Your SBA Loan Closing
Avoid headaches tomorrow by thoroughly and transparently disclosing your assets during the SBA financing application process. Learn how.
Why Equity Verification Matters for SBA Loans
Discover how equity verification works — and what seasoning is — in the small business financing world, with practical tips and insights along the way.
How Liens, Judgments, and Bankruptcies Can Impact Your SBA Loan
Learn how to navigate through liens, judgments, and bankruptcies to successfully secure your SBA loan with proactive steps and lender communication.
Close Your SBA Loan Faster By Being Responsive
Being quick to respond with accurate information is one of the easiest ways to ensure your SBA financing package closes quickly.
What Zions Bank’s Exit Means for Small Business Financing
While fewer lenders isn’t a good thing, borrowers still have plenty of great options for SBA loans.
Seller Notes: A Vital Tool for Small Business Owners
Taking a loan from a seller is a very common — and often advantageous — way to finance part of a business or real estate acquisition.
Understanding SBA Loans: What Is an EPC and an OC?
This comprehensive guide provides key insights into what an EPC and an OC are, and how they form the backbone of SBA financing strategy.
A Physician's Guide to Business Financing
Navigate the complex world of business finance with our comprehensive guide on SBA loans for physicians. Discover the key to expanding your practice, buying equipment, and more.
Busting 5 SBA 7(a) Loan Myths
SBA 7(a) loans are great small business loan options. But is everything you've heard about them true? Let's break down some myths.
How the SBA's May 2023 Update Impacts SBA 7(a) Equity Requirements
The update significantly changes equity requirements for SBA loans as well as how sellers’ notes are handled.
Top 5 States for SBA Loan Approvals in 2023
The SBA approved more than 26,000 7(a) loans with a value of nearly $13 billion in the past six months. Find out which states had the most.
Can Non-US Citizens Qualify for SBA Loans?
If you are a non-U.S. citizen considering an SBA loan, there are some clear requirements you must be aware of.
SBA Loan Requirements: Credit Scores
Is your personal credit good enough to apply for an SBA loan? Understand the requirements to find out if you'd qualify.
What Prime Rate Hikes Mean for Small Business Owners (Updated Daily)
WSJ Prime rate today is 7.75%. When the Fed adjusts the federal funds rate, it has a direct impact on small businesses across the country. Find out more in our guide.